OSHA has reminded employers of their reporting requirements for workers with coronavirus, and provided guidance as to how to complete the form. In addition, they created a brochure, “Guidance on Preparing Workplaces for COVID-19”, which you can download. If you need any assistance, please contact us at the agency.
The deadline for employers to electronically submit their 2019 Summary of Work-Related Injuries and Illnesses is due March 2nd. To determine if your business, with 20-249 employees, is required to submit this form, use this link.
To combat the opioid crisis and lower drug costs, the National Council of Insurance Legislators adopted the Worker’s Compensation Drug Formulary Model Act. The purpose of the act is to establish a drug formulary for use in states’ workers’ compensation systems in order to facilitate the safe and appropriate use of prescription drugs in the treatment of work-related injury and occupational diseases. Each state will use this framework to establish their own policy.
If you are planning on giving jewelry, we recommend you have it appraised, and then call us so we can protect it with the right insurance. February is also National Heart Month. We encourage you and your loved ones to schedule a check-up to help fight against cardiovascular illnesses and disorders.
Wear Red Day is dedicated to raising awareness about heart disease in our communities. Heart disease is the leading cause of death in the United States. Pledge to be more active to protect your heart by moving more, eating healthy, managing stress, not smoking, and getting quality sleep.
As we start 2020, it is a great time to review and update your Employee Handbook. With the advent of ransomware and cyber breaches, it is important to communicate to your employees the procedures to be followed as it relates to electronic communications.
As we come together as a nation to celebrate Veterans Day, take a moment to remember friends, family members and colleagues who served in our military. It is thanks to them that we live in the home of the free and the brave. Also, it is a great time to hire a vet.
Workers who are prescribed pain medications for work-related injuries must be educated about the risks of opioid addiction. According to Marianne Kritserg, MSW, LCSW, RN there are eight strategies to consider:
Life Happens, a non-profit organization, has an entire website devoted to life insurance. September is Life Awareness Month and you will find calculators to assist in determining the insurance coverage you need, along with helpful videos and educational pieces. Go to https://lifehappens.org to find out what you need to protect your family and then call the agency to discuss.
Lots of barbecues are happening this weekend. It’s is no better time to pass along some grill safety tips to make sure your party is fun and incident free. Here are some statistics to illustrate the point.
Today is the first day of summer and the longest day of the year. Your children are out of school, and vacation plans are underway. Get prepared for summer by following these maintenance tips provided by Heather Turner from Property/Casualty 360:
Hurricane Season officially begins June 1st. This Spring has been tumultuous with weather activities such as tornadoes, heavy rain and flooding. Now, Hurricane Season is here and experts predict 13 named storms. While activity is slow in the beginning of the season, now is the time to purchase a flood policy to protect your home or business from the devasting effects of water and flooding. Remember, It takes 30-days for a policy to take effect.
As a small businessowner, it is difficult to keep up to date with the latest topics and issues. The SBA is offering a free online conference hosted by the US Small Business Administration and SCORE. For today and tomorrow you can register and attend all or pick and choose the sessions you wish to attend.
Don’t forget that Daylight Savings Time kicks in on Sunday. You need to move your clocks ahead an hour. There goes an hour of sleep. But, you can feel safer that children will be leaving for school in daylight rather than in the dark.
If you are celebrating the Super Bowl at a restaurant or sports bar, we’d like you to be safe. Remember to plan ahead for safe transportation if you are planning to drink. Be careful with your credit card information, as with all the activities, identity theft rings are working to steal your information, and finally, with lots of people in one location, it is important that you know where the exits are.
According to a recent survey conducted by Allianz in their annual Risk Barometer, the top perils to corporations are cyber incidents along with business interruption events. In addition, workforce skill shortages and legislative/regulatory changes rank as key concerns.
Holiday Season is a special time of year. And with it comes careless and vulnerability to theft and other holiday crime. For the month of December, we will post a series of safety precautions to help insure you have a wonderful holiday. Our Tip #1 features Shopping at Malls.
Twenty-five million veterans are living among us today. These men and women selflessly set aside their civilian lives to put on the uniform and serve us. On behalf of all the members of our agency, we want to say “thank you” to all our Veterans.
Sunday, November 4th, is the end of Daylight Savings Time. What does that mean, you gain an hour of sleep? So don’t forget to turn your clocks back an hour before going to be on Saturday, November 3rd.
According to a recent National Intimate Partner and Sexual Violence Survey, approximately a third of women and a quarter of men report being a victim of violence by a partner at some point in their lives. This means an employee being a victim or perpetrator is higher than you realize.
Marsh & McLennan Agency LLC (MMA), the middle market agency subsidiary of Marsh, today announced the acquisition of Eustis Insurance & Benefits, a leading independent insurance agency in Louisiana. Terms of the acquisition were not disclosed.
Emergencies can create a variety of hazards for workers in the impacted area. Preparing before an emergency incident plays a vital role in insuring that employers and workers have the necessary equipment, know where to go, and know how to keep themselves safe when an emergency occurs. These Emergency Preparedness and Response pages supplied by OSHA can provide information on how to prepare and train for emergencies and the hazards to be aware of when an emergency occurs. The pages provide information for employers and workers across industries, and for workers who will be responding to the emergency. Go to https://www.osha.gov/SLTC/emergencypreparedness/index.html for specific plans for tornadoes, floods, wildfires, and hurricanes.
On August 20, 2018, T-Mobile contacted their customers to alert them of an unauthorized person accessing certain personal information. The data that was compromised was name, phone number, email address, account number, and type.
Safeco Insurance has recognized Eustis Insurance & Benefits, as a Safeco® Elite Agent based upon outstanding performance and partnership. Fewer than 10% of independent insurance agencies countrywide that sell Safeco personal lines products receive this distinguished honor.
No matter what your business, cyber-attacks are an increasingly common occurrence. They not only affect the Internet, but also attack your core business systems. In addition to your cyber liability coverage, you need to implement risk management support.
What are the 100 deadliest days for teens? It’s from Memorial Day to Labor Day, when accidents among teens drivers spike by 15%. Join the millions who have pledged to drive distraction free. From checking emails to posting on social media - all of it can wait.
There are plenty of things you should remember to bring when heading off on a boating adventure, but there are also a few things that you’d be better off leaving behind. Certain items can create safety issues on a boat, while other things can just be a plain mess to clean up. Whether it’s your own boat or someone else’s, consider leaving these things behind when heading out for a day on the waves.
Summer is the perfect time for outdoor picnics, barbeques, and sports. It is also the perfect time to breed food bugs. Take a look at some tips from the Food Network to keep both your food and family safe:
With Hurricane Season upon us, it makes sense to review your business continuity plan. To illustrate why you need a comprehensive plan, here is a story from a business owner in Houston regarding their business recovery experience.
In May, Small Business Optimism rose to 107.8 - the second highest level in the 45-year survey history according to JobCreators. Income increases hit a 45-year high with a net 35 percent reporting raises for their employees, while positive sales trends are at the highest since 1995. Business expansion plans are the most robust in survey history.
You will need to consider obtaining coverage for your motorcycle. While you can easily add it to your personal auto policy, there might be a better way to provide protection due to numerous gaps in coverage since auto policies were not designed with motorcycles in mind.
Have you considered a career in insurance? It’s more than a job, it’s more than “selling” – it’s about working with a client to provide them with the very best insurance coverage to meet their needs and mitigate their risks. It’s a rewarding career.
Today, we observe Groundhog Day! According to USA Today - Punxsutawney Phil, the world’s celebrity groundhog, was coaxed from his burrow in western Pennsylvania early Friday as an anxious nation watches to find out whether we’ll have an early spring or six more miserable weeks of cold and snow.
The non-profit, World Against Toys Causing Harm, has released its 2017 list of the ten most hazardous toys. W.A.T.C.H. says consumers buying toys on the Internet are already at a disadvantage, as they are unable to touch and physically inspect a toy and its packaging at the time of sale for more obvious hazards. In some cases, limited product information on e-commerce sites can lead to misinformed, and potentially dangerous, consumer toy purchases.
With the holidays upon us, online shopping is predicted to increase 7 to 10%, or as much as $117 billion this season. If you are among these online shoppers, here are a few safety tips to protect yourself from a cyber-crime.
Fall is a great time to prepare the trees on your property for winter. The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and maintained.
With spring cleaning far behind, and summer fun all but over, it’s time to start fall home maintenance. Fall is the perfect time to perform important maintenance to your home so you’re not caught in the middle of winter with a drafty house or a malfunctioning heater. We’ve compiled the top eight fall home maintenance tips, along with what you can do to ensure your home stays warm and comfortable this winter.
Car crashes are the leading cause of death for children 1 to 13 years old, according to the National Passenger Safety Board. Many deaths and injuries can be prevented by proper use of car seats, boosters, and seat belts.
School is starting and is your child ready? Keeping him/her safe from injury is extremely important. To assist you, we have provided a Safety Checklist from the National Safety Council which speaks to walking to school, riding a bike to school, riding the bus, and then school safety tips such as back-pack related injuries and preventing playground injuries.
We are set for unique experience on Monday, August 21st – a total coast-to-coast solar eclipse. During that time, the sun will be blocked for two minutes and create eerie diamond rings of light, weather permitting. So, if you are watching on tv or seeing it in person, you should be awed.
You received your list of supplies your child needs to go back to school. Here are some safety items you might consider adding to your list. Each is designed to provide immediate ways to protect your child from unwanted attention.
August is Family Fun Month and keeping everyone safe while enjoying the outdoors can be challenging. Here are some safety tips to ensure you have a wonderful experience from the NYSPCC. Practice water, sun, bike, barbecue, and fire safety. To read the entire article, click here.
As we enjoy this weekend with our friends and family, let us take a moment to remember those heroes who have given their lives, who have served, or who are serving, to protect our precious freedom. They are our true heroes.
On behalf of all of us at Eustis Insurance & Benefits, we wish you a Happy Memorial Da
We all have our “Honey Do” lists and are working on our gardens and planning our landscapes. But did you know that landscaping can improve or hurt your property values which affect your insurance premiums? That’s right!
Don’t forget! Support your local small businesses as we wrap up Small Business Week. Help our community thrive by shopping local. In addition, post a message on your Facebook page to keep our neighborhoods vibrant and alive.
Ah, that Rottweiler puppy is so cute, you adopted a Doberman, your family gave you a pit bull, what do they all have in common - they are three of the top breeds blacklisted by insurance companies. In some states insurance has been denied to households with certain breeds. Why? Because, according to Allstate Insurance, the average claim was close to $30,000. And in Washington, the state’s Supreme Court jury awarded $2.2 million to a woman who was attacked by pit bulls.
Warmer weather is here, and we’re looking to implement home upgrades that you have planned all winter. If you are remodeling your kitchen or bath, adding a room, replacing your roof, or upgrading your plumbing and electrical, then give us a call.
The National Safety Council has created “Just Drive” dedicated to bringing awareness to distracted driving. We encourage you, your children, your family, and your business associates to take the pledge to be an attentive driver. Click here to take the pledge.
With temperatures starting to change, now is the time to take a Flood Risk Profile to learn your flood risk. You might not think you are in a flood zone, but make sure. Spring thaw brings heavy rains which overflow streams, rivers, and lakes near your homes and your businesses. Just a few inches of rain can cause thousands of dollars in damages. FEMA has created a “Spring is Flood Season - Understanding and Reducing The Risk” flyer with helpful tips in preparing an emergency plan, conducting a home inventory and finally purchasing flood insurance. Simply click here.
Accounting firms are increasingly targeted for their information. Tax Season is a perfect time for phishing scams, hacking and malware since emails fly furiously during this time. Data that is placed in the accounting firm’s care is the firm’s responsibility. Now is the time for accountants to add cyber liability to their overall risk transfer portfolio. Call us today for a quote.